A game of live baccarat online is a card game to its core. So, before you can dive into the live dealer baccarat for real money, you must know the card values and how the hands are determined.
Do you remember we said that “Baccara” is translated as “zero” in English and it’s quite funny? The reason it’s funny is that all major cards in the game are considered a zero. 10, Jack, Queen, and King all have 0 value.
All other cards in live baccarat with dealer, including the ace have their face value. Ace is 1, 2 is 2, 3 is 3, and it goes on till 9. The maximum a hand can go is 9. If the value of 2 cards totals more than 9, the final hand value is calculated by subtracting 10 from the number.
For example, if you’re dealt two 8s, your actual hand value would be (8+8)-10 = 6. It’s a relatively good hand.
There are two parties in the game. The player and the banker. You can think of yourself as the player if you want but that’s not mandatory. The banker is usually the house. The principle of the game is very simple. You place your bets on one party and hope that it wins.
The reason we said you can “think” of yourself as the player if you want is that you can bet on the banker if you want. If you “were” the player, that wouldn’t be the case and you would always have to bet on the player.
A game of live dealer baccarat starts with the dealer dealing one card for both the player and the banker. Then, the process is repeated. Now, if the player hand has a value less than 6, a 3rd card is dealt. For the banker, the minimum threshold is 7.
For example, if the player’s hand is dealt a J and a 3, it requires a 3rd card. If the 3rd card is another 0 value card (J, Q, K, 10) and the banker has a better hand, the banker wins.
A hand of 8 and 9 are known as naturals. If either the player or the banker gets an 8 or a 9, it automatically wins. If both hands are identical in live dealer baccarat, the tie hand wins and the other hands lose.
Although the game of live casino baccarat online is simpler than most other casino games, there are certain rules for the banker’s 3rd cards. If the hand value for the banker in live baccarat online is 2 or 3, the 3rd card must be drawn.
If it’s 4 and the player’s 3rd card is 0, 1, 8, or 9, the banker can draw the 3rd card. On the contrary, if the banker’s hand has a value of 5, the 3rd card “cannot” be drawn if the player’s 3rd card is 4, 5, 6, or 7. Lastly, if the player’s 3rd card is 6 or 7 and the banker has a total of 6, a 3rd card must be drawn.
Well, it might look like live dealer baccarat is a very complex game with lots of rules. While that’s true, the interesting thing is you don’t have to do any of the calculations! It’s the dealer’s job to seamlessly run the game.
Your job is to place the bets on the live dealer baccarat hand you feel will win between the rounds. That’s about it.